How 228 loan can Save You Time, Stress, and Money.
How 228 loan can Save You Time, Stress, and Money.
Blog Article
(four) Some other evidence demonstrating which the financial institution's community growth services are aware of community development demands, such as the amount of very low- and reasonable-revenue men and women that happen to be contributors, or amount of companies served; and
The Board may possibly regulate the rating of an intermediate financial institution evaluated as furnished in paragraph (a)(two) of the section from “Satisfactory” to “Exceptional” within the institution level in which the financial institution requests and gets supplemental consideration for actions that might qualify pursuant into the Retail Providers and Merchandise Exam in § 228.23.
네이버를 자주 이용한다면, 북마크 기능을 활용하여 손쉽게 접근할 수 있습니다. 웹 브라우저의 북마크 기능을 통해 네이버 페이지를 등록하면, 다음부터는 북마크 목록에서 바로 네이버에 접속할 수 있습니다.
The Board works by using the retail lending assessment parts delineated by a considerable financial institution in its analysis on the bank's closed-end home property finance loan lending and smaller organization lending efficiency unless the Board determines the retail lending evaluation locations will not adjust to the requirements of this part.
A financial institution issue to information reporting necessities pursuant to § 228.forty two should contain in its general public file a written observe the CRA Disclosure Assertion pertaining into the lender, its functions subsidiaries, and its other affiliate marketers, if relevant, may very well be obtained around the FFIEC's Internet site at:
(ii) In the prior two calendar decades, the financial institution originated or bought outside the house the bank's facility-dependent evaluation locations more than fifty percent on the lender's residence home loan loans, multifamily loans, smaller enterprise loans, compact farm loans, and car loans if vehicle loans are an item line for that lender, as described in paragraph II.a.2 of appendix A to this portion.
) Added benefits or serves a number of geographic regions with very low amounts of Local community progress financing;
The Board's thought of the distant services facility distribution metrics is educated by the following benchmarks:
The Board evaluates a bank's functionality underneath more info an authorized strategy according to the general performance checks that could use within the absence of the permitted prepare and any optional evaluation factors or qualified modifications and additions towards the relevant efficiency tests set forth in the financial institution's accepted approach.
구글이나 빙 등 다른 검색 엔진을 사용하고 있다면, 검색창에 "네이버"를 입력하고 검색하면 네이버 홈페이지를 바로 찾아볼 수 있습니다.
다양한 이웃과 소식을 만나보세요. 지금 시작해볼까요? 블로그 아이디 만들기 블로그 아이디 만들기 레이어 닫기
A substantial financial institution ought to obtain and preserve, within a format on the financial institution's deciding upon or inside of a standardized structure, as provided by the Board, till the completion in the financial institution's following CRA evaluation where the info are evaluated, the next Local community progress products and services data:
네이버가 없었다면, 오늘날 우리는 정보를 얻고 소통하는 데 있어 엄청난 불편함을 겪었을 것입니다.
The lender will offer you a doc that outlines all the phrases of your loan getting available. The information offered will involve the prices and charges that you'll be responsible for.